One Holland Avenue Floral Park, NY 11001 p: 516.358.5600 f: 516.358.5656
		When your business is protected by a policy designed by NYVeterinaryInsurance.org, you’ll be covered for a wide range of liability and property risks specific to your business. Here are some examples of the basic coverages provided:
			Your Insurance policy contains coverage to repair or replace your building and any equipment, stock, furniture, or fixtures that you own There’s a lot of business property coverage included, such as:
				Reimburses you for your actual loss of earnings for up to 12 months resulting from a covered loss to your property. Extra expenses needed to continue your operations, such as renting temporary office space, are also covered.
				Covers the cost to repair or replace equipment, such as computers, air conditioners, phone systems and steam boilers, from loss or damage caused by mechanical breakdown or artificially generated electrical current.
			Your Insurance policy from NYVeterinaryInsurance.org provides your business with legal liability protection against claims of injury or damage caused to others by you or your employees. For example:
				Protects your business against claims of financial damages to others resulting from your advertisements. It also provides coverage for claims brought against you because of your actions or statements that are deemed slanderous or damaging to another person’s reputation.
				Provides coverage for bodily injury arid property damage sustained by others at your premises or as a result of your business’s operations.
				Covers claims, including legal defense costs, for employment-related lawsuits brought against you by your employees or job applicants. A limit of insurance is automatically provided, with higher limits available for an additional premium.
				Protects your business against claims of damage due to lire or other covered losses caused by you to premises that you rent.
			Our policy protects you against financial loss resulting from accidents involving the vehicles you use in your business. We offer valuable enhance-ments you won’t normally find on other commercial auto policies, such as excess coverage for hired autos and the extension of liability coverage to vehicles leased in the name of any employee on your behalf and at your direction.
			NYVeterinaryInsurance.org designs Worker's Compensation policies to provide 24-hour, seven-days-a-week access to claims reporting facility. In addition, we can offer managed care and Return-to-Work programs to help you get your employees hack on the job as soon as possible.